Private Health Insurance Reform Legislation: Hearing Before the Subcommittee on Health of the Committee on Ways and Means, House of Representatives, One Hundred Second Congress, Second Session, on H.R. 2121 ... H.R. 1565 ... H.R. 3626 ... March 12, 1992, Том 4U.S. Government Printing Office, 1992 - Всего страниц: 262 |
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Стр. 80
... ) PERIODIC SECRETARIAL REVIEW OF STATE REGULATORY PROGRAMS . - The Secretary annually 24 shall review State regulatory programs approved 25 under paragraph ( 1 ) to determine if they continue to 1 2 3 4 5 6 7 8 9 10 HR 3626 IH 80.
... ) PERIODIC SECRETARIAL REVIEW OF STATE REGULATORY PROGRAMS . - The Secretary annually 24 shall review State regulatory programs approved 25 under paragraph ( 1 ) to determine if they continue to 1 2 3 4 5 6 7 8 9 10 HR 3626 IH 80.
Стр. 146
... continues to be good . In the current markets , as soon as someone comes down with an asthmatic condition , heart condition , cancer , or any kind of chronic condition , those rates for the entire firm are very liable to skyrocket . At ...
... continues to be good . In the current markets , as soon as someone comes down with an asthmatic condition , heart condition , cancer , or any kind of chronic condition , those rates for the entire firm are very liable to skyrocket . At ...
Стр. 157
... continue to have access . Unfortunately , the high cost of insurance coverage will continue to be a concern , and H.R. 3626 will contribute to this concern . This is true for three reasons . First , guaranteed issue will mean that more ...
... continue to have access . Unfortunately , the high cost of insurance coverage will continue to be a concern , and H.R. 3626 will contribute to this concern . This is true for three reasons . First , guaranteed issue will mean that more ...
Стр. 158
... continues to be voluntary under this proposal , there will be adverse selection and selective disenroll- ment . Adverse selection refers to individuals making insurance de- cisions that are most financially beneficial to them . Under ...
... continues to be voluntary under this proposal , there will be adverse selection and selective disenroll- ment . Adverse selection refers to individuals making insurance de- cisions that are most financially beneficial to them . Under ...
Стр. 162
... continue to have access . However , these provisions will also drive up the average cost of small group insurance . Because of guaranteed issue , new entrants into the pool of insured small groups will be less healthy than those who are ...
... continue to have access . However , these provisions will also drive up the average cost of small group insurance . Because of guaranteed issue , new entrants into the pool of insured small groups will be less healthy than those who are ...
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102nd Congress actuarial adverse selection affordable amended ance apply average bill block of business Blue Cross Blue Shield carrier Chairman STARK Committee community rating CONGRES CONGRESS THE LIBRARY cost containment deductible effect employer groups employer health benefit enactment enrollment established federal GRADISON guaranteed issue health benefit plan health care costs health insurance market health insurance plan Health Insurance Reform health maintenance organization health status HIAA high-risk HMOs individual legislation LIBRARY OF CONGRESS limit managed care mandates McGEADY MedAccess plan medical underwriting Medicare MOLEY NAIC NFIB offer paragraph payment percent ployer preexisting conditions premium rates Principal Financial Group private health insurance problem proposals purchasing rate increases rating bands rating practices rehabilitation reinsurance mechanism renewal requirements risk risk pools Rostenkowski Secretary self-insured small businesses small employer health small group insurance small group market Subcommittee subparagraph subsection term underwriting uninsured
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Стр. 75 - RoSTEXKOWsra introduced the following bill; which was referred jointly to the Committees on Ways and Means and Energy and Commerce...
Стр. 193 - ... own costs. This meant that for the first time, lower-risk groups could purchase coverage from another carrier at premiums that more closely reflected the costs of their own employees. This phenomenon occurred first in the large group insurance market, and it represented the first step toward segmentation of the health insurance market and the loss of subsidies for the less stable parts of the insurance market. The practice also developed in response to employers increasing unwillingness to subsidize...
Стр. 190 - Mr. Chairman, and members of the committee, I am Mary Nell Lehnhard, Senior Vice President of the Blue Cross and Blue Shield Association. The Association is the coordinating organization for the 69 independent Blue Cross and Blue Shield Plans throughout the nation.
Стр. 75 - The statement that we wish to present with respect to the proposals to amend the Social Security Act and the Internal Revenue Code of 1954 has the endorsement of the State Chambers of Commerce which are listed at the end of our statement.
Стр. 4 - GBADISON) introduced the following bill; which was referred to the Committee on Ways and Means A BILL To amend the Internal Revenue Code of 1954 to assure access to health insurance, and for other purposes.
Стр. 2 - However, any individual or organization not scheduled for an oral appearance may submit a written statement for consideration by the Committee and for inclusion in the printed record of the hearing. BACKGROUND: The percentage of uninsured children has remained relatively stable since 1988.
Стр. 224 - NSBU is a volunteer-driven association of small businesses from across the country, founded from a merger of the National Small Business Association and Small Business United. NSBU serves over 60,000 individual companies with members in each of the 50 states, as well as local, state, and regional associations.
Стр. 221 - NFIB members receive COBRA premium checks not from the individual beneficiary but rather from the new employer, which many times is a competitor. This situation clearly defeats the transition purpose COBRA was intended to serve. The notice and look-back requirements of COBRA are extremely burdensome on a smaller business. Many times, an insurance carrier requires the employer to pay the COBRA premium prior to an election being made which results in a cash flow problem. The look-back provisions encourage...
Стр. 180 - Rising costs have also resulted in a growing number of Americans without adequate health coverage, or none at all. One of the major reasons for the increase in the number of uninsured persons is a reduction in the number of individuals and their families covered by employment-related insurance. This is because, in recent years, there has been an increase in the number of persons employed in businesses that don't offer health insurance, or offer inadequate or unaffordable insurance. The sad fact is...