Private Health Insurance Reform Legislation: Hearing Before the Subcommittee on Health of the Committee on Ways and Means, House of Representatives, One Hundred Second Congress, Second Session, on H.R. 2121 ... H.R. 1565 ... H.R. 3626 ... March 12, 1992, Том 4U.S. Government Printing Office, 1992 - Всего страниц: 262 |
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Стр. 9
... pay the premium for such contract . " ( d ) BENEFITS . - For purposes of this section- " ( 1 ) CORE BENEFITS . - The term ' core benefits ' means benefits which are the same benefits as are provided under title XVIII of the Social ...
... pay the premium for such contract . " ( d ) BENEFITS . - For purposes of this section- " ( 1 ) CORE BENEFITS . - The term ' core benefits ' means benefits which are the same benefits as are provided under title XVIII of the Social ...
Стр. 11
... payment made for the following , without the appli- cation of deductibles , coinsurance , or copayments , subject to the periodicity schedule established with respect to the services under clause ( ii ) : " ( I ) Prenatal care ...
... payment made for the following , without the appli- cation of deductibles , coinsurance , or copayments , subject to the periodicity schedule established with respect to the services under clause ( ii ) : " ( I ) Prenatal care ...
Стр. 16
... payment insurance , or " ( D ) which provides insurance which is re- quired by law to be contained under any self- insured plan of an employer . " ( b ) ELIGIBLE EMPLOYEE . - For purposes of this 19 subchapter , the term ' eligible ...
... payment insurance , or " ( D ) which provides insurance which is re- quired by law to be contained under any self- insured plan of an employer . " ( b ) ELIGIBLE EMPLOYEE . - For purposes of this 19 subchapter , the term ' eligible ...
Стр. 18
... payments under the plan for core ben- efits for any individual after the plan has ex- pended $ 25,000 in any year for such benefits for the individual , and " ( B ) for the payment of all expenses of ad- ministration incurred by the ...
... payments under the plan for core ben- efits for any individual after the plan has ex- pended $ 25,000 in any year for such benefits for the individual , and " ( B ) for the payment of all expenses of ad- ministration incurred by the ...
Стр. 21
... pay the tax imposed by this section . " ( b ) CLERICAL AMENDMENT . - The table of subchap- 9 ters for such chapter 47 is amended by adding at the end 10 thereof the following new item : 11 " Subchapter C. Health insurance stop - loss ...
... pay the tax imposed by this section . " ( b ) CLERICAL AMENDMENT . - The table of subchap- 9 ters for such chapter 47 is amended by adding at the end 10 thereof the following new item : 11 " Subchapter C. Health insurance stop - loss ...
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102nd Congress actuarial adverse selection affordable amended ance apply average bill block of business Blue Cross Blue Shield carrier Chairman STARK Committee community rating CONGRES CONGRESS THE LIBRARY cost containment deductible effect employer groups employer health benefit enactment enrollment established federal GRADISON guaranteed issue health benefit plan health care costs health insurance market health insurance plan Health Insurance Reform health maintenance organization health status HIAA high-risk HMOs individual legislation LIBRARY OF CONGRESS limit managed care mandates McGEADY MedAccess plan medical underwriting Medicare MOLEY NAIC NFIB offer paragraph payment percent ployer preexisting conditions premium rates Principal Financial Group private health insurance problem proposals purchasing rate increases rating bands rating practices rehabilitation reinsurance mechanism renewal requirements risk risk pools Rostenkowski Secretary self-insured small businesses small employer health small group insurance small group market Subcommittee subparagraph subsection term underwriting uninsured
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Стр. 75 - RoSTEXKOWsra introduced the following bill; which was referred jointly to the Committees on Ways and Means and Energy and Commerce...
Стр. 193 - ... own costs. This meant that for the first time, lower-risk groups could purchase coverage from another carrier at premiums that more closely reflected the costs of their own employees. This phenomenon occurred first in the large group insurance market, and it represented the first step toward segmentation of the health insurance market and the loss of subsidies for the less stable parts of the insurance market. The practice also developed in response to employers increasing unwillingness to subsidize...
Стр. 190 - Mr. Chairman, and members of the committee, I am Mary Nell Lehnhard, Senior Vice President of the Blue Cross and Blue Shield Association. The Association is the coordinating organization for the 69 independent Blue Cross and Blue Shield Plans throughout the nation.
Стр. 75 - The statement that we wish to present with respect to the proposals to amend the Social Security Act and the Internal Revenue Code of 1954 has the endorsement of the State Chambers of Commerce which are listed at the end of our statement.
Стр. 4 - GBADISON) introduced the following bill; which was referred to the Committee on Ways and Means A BILL To amend the Internal Revenue Code of 1954 to assure access to health insurance, and for other purposes.
Стр. 2 - However, any individual or organization not scheduled for an oral appearance may submit a written statement for consideration by the Committee and for inclusion in the printed record of the hearing. BACKGROUND: The percentage of uninsured children has remained relatively stable since 1988.
Стр. 224 - NSBU is a volunteer-driven association of small businesses from across the country, founded from a merger of the National Small Business Association and Small Business United. NSBU serves over 60,000 individual companies with members in each of the 50 states, as well as local, state, and regional associations.
Стр. 221 - NFIB members receive COBRA premium checks not from the individual beneficiary but rather from the new employer, which many times is a competitor. This situation clearly defeats the transition purpose COBRA was intended to serve. The notice and look-back requirements of COBRA are extremely burdensome on a smaller business. Many times, an insurance carrier requires the employer to pay the COBRA premium prior to an election being made which results in a cash flow problem. The look-back provisions encourage...
Стр. 180 - Rising costs have also resulted in a growing number of Americans without adequate health coverage, or none at all. One of the major reasons for the increase in the number of uninsured persons is a reduction in the number of individuals and their families covered by employment-related insurance. This is because, in recent years, there has been an increase in the number of persons employed in businesses that don't offer health insurance, or offer inadequate or unaffordable insurance. The sad fact is...