public to improve compliance with FCC rules and regulations. For further information, contact the Compliance and Information Bureau. Phone, 202-418-1100. Regional and Field Offices-Federal Communications Commission P.O. Box 6, 85608 24897 Hathaway St., 48335-1552 P.O. Box 1588, 68802-1588 Rm. 747, Federal Bldg., 00918-1713 Rm. 312, 11410 NE. 122d Way, 98034–6927 Rm. 310, 8390 NW. 53d St., 33166-4668 Rm. 306, 1550 Northwest Hwy., 60068-1460 1 Batterymarch Pk., 02169-7495 Suite 31, 2025 Sloan Pl., Maplewood, MN 55117-2058 Rm. 370, 4542 Ruffner St., 92111-2216 Rm. 1215, 2203 N. Lois Ave., 33607-2356 P.O. Box 1730, 32961-1730 1200 Communications Cir., 23455-3725 Sources of Information Inquiries for information on the special subjects listed in the following paragraphs and those concerning licensing/grant requirements in the various services may be directed to the person or office specified or to the Chief of the Bureau or Office listed below as having responsibility for the service: Federal Communications Commission, 1919 M Street NW., Washington, DC 20554. Regional Director Dennis P. Carlton Serge Marti-Volkoff Engineer in Charge James M. Roop Fred L. Broce James D. Wells Leo E. Cirbo Loyd P. Perry Donald E. Taylor Advisory Committee Management Managing Director for Program Analysis. Equal Employment Practices by Industry Direct inquiries to the Chief, Public Service Division. Phone, 202-418-0200. Internal Equal Employment Practices Direct Inquiries to the Director, Office of Workplace Diversity. Phone, 202-7761887. Ex-Parte Presentations Information concerning ex-parte presentations should be directed to the Commission's Office of General Counsel. Phone, 202-4181720. Fees Inquiries concerning the Commission's Fee Program should be addressed to the Public Service Division, Room 254, 1919 M Street NW., Washington, DC 20554. Phone, 202418-0192. Information Available for Public Inspection At the Commission's headquarters office in Washington, DC, dockets concerning rulemaking and adjudicatory matters, copies of applications for licenses and grants, and reports required to be filed by licensees and cable system operators are maintained in the public reference rooms (some reports are by law held confidential). General information is also available from the Commission's Internet site @fcc.gov and through fax-ondemand, 202-418-2830. In addition to the information available at the Commission, each broadcasting station makes available for public reference certain information pertaining to the operation of the station, a current copy of the application filed for license, and nonconfidential reports filed with the Commission. Special requests for inspection of records at the Commission's offices should be directed to the Managing Director. Phone, 202418-1919. The Library has on file Commission rules and regulations. Phone, 202-418-0450. The Office of Public Affairs distributes publications, public notices, and press releases. Phone, 202-418-0500. For further information, contact the Public Service Division, Federal Communications Commission, 1919 M Street NW., Washington, DC 20554. Phone, 202-418-0200. FEDERAL DEPOSIT INSURANCE CORPORATION 550 Seventeenth Street NW., Washington, DC 20429 The Federal Deposit Insurance Corporation promotes and preserves public confidence in U.S. financial institutions by insuring bank and thrift deposits up to the legal limit of $100,000; by periodically examining State-chartered banks that are not members of the Federal Reserve System for safety and soundness as well as compliance with consumer protection laws; and by liquidating assets of failed institutions to reimburse the insurance funds for the cost of failures. The Federal Deposit Insurance Corporation (FDIC) was established under the Banking Act of 1933 in response to numerous bank failures after the Great Depression. The Corporation began operations on September 9, 1934, with $150 million from the U.S. Treasury and capital stock subscribed by the 12 Federal Reserve Banks. Congress has increased the limit on deposit insurance five times since 1934, the most current level being $100,000. The Corporation does not operate on funds appropriated by Congress. Its income is derived from assessments on deposits held by insured banks and from interest on the required investment of its surplus funds in Government securities. It also has authority to borrow from the Treasury up to $30 billion for insurance purposes. Management of FDIC consists of a Board of Directors that includes the Chairman, Vice Chairman, and Appointive Director. The Comptroller of the Currency, whose office supervises federally chartered or national banks, and the Director of the Office of Thrift Supervision, which supervises federally chartered savings associations, are also members of the Board. All five Board members are appointed by the President and confirmed by the Senate, with no more than three being from the same political party. Activities The Federal Deposit Insurance Corporation insures about $2 trillion of U.S. bank and thrift deposits. The insurance funds are composed of insurance premiums paid by banks and savings associations and the interest on the investment of those premiums in U.S. Government securities, as required by law. Banks pay premiums to the Bank Insurance Fund (BIF), while savings associations pay premiums to the Savings Association Insurance Fund (SAIF). Premiums are determined by an institution's level of capitalization and potential risk to its insurance fund. The Corporation examines about 7,000 commercial and savings banks that are not members of the Federal Reserve System, called State-chartered nonmember banks. The Corporation also has back-up authority to examine other types of financial institutions. The two types of examinations conducted are for safety and soundness, and for compliance with applicable consumer laws such as Truth in Lending, the Home Mortgage Disclosure Act, and the Community Reinvestment Act. Examinations are performed on the institution's premises and off-site through computer data analysis. A failed bank is generally closed by its chartering authority, and FDIC is named receiver. In that capacity, FDIC attempts to locate a healthy institution to acquire the failed entity. If an acquirer cannot be found, FDIC pays depositors the amount of their insured funds, usually within 1 or 2 business days following the closing. Depositors with funds that exceed the insurance limit often receive an advance dividend, which is a portion of their uninsured funds that is determined by an estimate of the future proceeds from liquidating the failed bank's remaining assets. Depositors with funds in a failed bank that exceed the insurance limit receive a receivership certificate for those funds and partial payments of their uninsured funds as asset liquidation permits. In addition to its insurance, supervisory, and liquidation responsibilities, FDIC performs other functions relating to State nonmember banks, including: -approval or disapproval of mergers, consolidations, and acquisitions where the resulting bank is an insured State nonmember; -approval or disapproval of a proposal by a bank to establish and operate a new branch, close an existing branch, or move its main office from one location to another; -issuance of enforcement actions, including cease-and-desist orders, for |