Private Health Insurance Reform Legislation: Hearing Before the Subcommittee on Health of the Committee on Ways and Means, House of Representatives, One Hundred Second Congress, Second Session, on H.R. 2121 ... H.R. 1565 ... H.R. 3626 ... March 12, 1992, Том 4U.S. Government Printing Office, 1992 - Всего страниц: 262 |
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102nd Congress actuarial adverse selection affordable amended ance apply average bill block of business Blue Cross Blue Shield carrier Chairman STARK Committee community rating cost containment deductible effect employer health benefit enactment enrollment established federal GRADISON group health plans guaranteed issue health benefit plan health care costs health insurance market health insurance plan Health Insurance Reform health maintenance organization health status HIAA high-risk HMOs individual Internal Revenue Code legislation LEHNHARD limit managed managed care mandates McGEADY MedAccess plan medical underwriting Medicare ment MOLEY NAIC NFIB paragraph payment percent ployer preexisting conditions premium rates Principal Financial Group private health insurance problem purchasing rate increases rating bands rating practices rehabilitation reinsurance mechanism renewal requirements risk risk pools Rostenkowski Secretary self-insured small businesses small employer health small group insurance small group market subparagraph subsection term underwriting uninsured utilization review
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Стр. 75 - ROSTEXKOWSKI introduced the following bill; which was referred jointly to the Committees on Ways and Means and Energy and Commerce...
Стр. 193 - The passage of the Employee Retirement Income Security Act (ERISA) in 1974 gave large employers another opportunity to lower their health benefit costs by providing incentives to drop insurance in favor of self-funding their health benefits.
Стр. 159 - The American Academy of Actuaries is the public policy organization for actuaries of all specialties within the United States. In addition to setting qualification standards and standards of actuarial practice, a major purpose of the Academy is to act as the public information organization for the profession. The Academy is nonpartisan and assists the public policy process through the presentation of clear, actuarial analysis.
Стр. 257 - Mr. Chairman: This statement is submitted on behalf of the National Association of Rehabilitation Facilities (NARF). NARF is the national voluntary association of community based facilities.
Стр. 2 - SUBCOMMITTEE ON HEALTH COMMITTEE ON HAYS AND MEANS US HOUSE OF REPRESENTATIVES 1102 LONGWORTH HOUSE OFFICE BLDG. WASHINGTON, DC 20515 TELEPHONE: (202) 225-7785 THE HONORABLE FORTNEY PETE STARK (D.
Стр. 224 - United (NSBU) is the oldest trade association exclusively representing small businesses in this country — for over 50 years now. NSBU is a volunteer-driven association of small businesses from across the country, founded from a merger of the National Small Business Association and Small Business United. NSBU serves over 60,000 individual companies with members in each of the 50 states, as well as local, state, and regional associations.
Стр. 4 - GBADISON) introduced the following bill; which was referred to the Committee on Ways and Means A BILL To amend the Internal Revenue Code of 1954 to assure access to health insurance, and for other purposes.
Стр. 193 - The nature of private health insurance has changed as the insurance industry has grown. When Blue Cross and Blue Shield Plans began providing insurance coverage in the 1930s, every applicant was accepted for coverage, regardless of health status. In addition, all subscribers in a given area were charged the same price for coverage — a practice known as community rating. In this way, the cost of coverage for...
Стр. 182 - ... above average health, their premiums would still be at least four times higher in the year 2000 than the premiums for Group A. Premiums for small groups would still Increase at high double-digit rates. Group B is likely to be priced out of health insurance under virtually all scenarios. Moreover, many of the persons who face the greatest discrimination in the insurance marketplace are those whose employers do not offer insurance. These persons must try to buy individual coverage. If they or their...